At CoverCubed, we place great interest in giving our clients the opportunity to educate and consider the various impacts of the medical insurance environment. Our expert strategic team is constantly at work providing market insights for our clients that are meaningful and interesting.
Please take some time to read some of our work and do not hesitate to contact our team should you have any questions.
Think gap cover is too expensive or only for older people? CoverCubed clears things up and explains why it’s essential for all South Africans.
Funeral cover is often overlooked in financial planning — but it plays a vital role when families face one of life’s most difficult moments.
In today’s competitive South African business landscape, attracting and retaining talent goes hand in hand with looking after your team’s wellbeing.
Medihelp Medical Scheme has announced its adjustments for 2026, with increases carefully balanced to protect affordability while ensuring long-term sustainability.
No increase from Jan–Mar 2026; contributions only rise from 1 April 2026. This deferral saves members R1.5 billion and keeps costs at 2025 levels for the first quarter.
Discovery Health Medical Scheme (DHMS) announced its benefit changes and contribution increases for 2026.
Bonitas Medical Fund has launched their product enhancements for 2026. The scheme announced a weighted average contribution increase of 8.8% for 2026.
Bonitas Medical Fund has launched their product enhancements for 2026. The scheme announced a weighted average contribution increase of 8.8% for 2026.
International trips carry risks – for example, medical emergencies, cancellations and lost baggage. Explore the world with Confidence – CoverCubed Travel Insurance.
Private healthcare in South Africa is world-class, but also costly. Medical aid schemes reimburse at fixed tariff rates, while specialists often charge 300%–700% more.
Learn why ongoing broker servicing is key to managing medical aid, gap, funeral and travel cover. Discover CoverCubed’s client-first approach to health and insurance advice.
Discover how brokers in South Africa can build trust and boost long-term sales through ethical selling practices in health, gap, funeral, and travel insurance.
Few things are more frustrating than having your insurance claim rejected — especially when you believed you were covered.
Gap cover is a powerful tool for protecting yourself from medical aid shortfalls, but too often, clients find themselves caught off guard by terms they didn’t fully understand.
With rising healthcare costs and increased financial uncertainty, South Africans are seeking practical ways to protect their health and wellbeing without overspending.
Death is a certainty, but the financial and emotional stress it brings often catches families unprepared.
In an increasingly connected world, South Africans are travelling more than ever — for holidays, business, education, or family visits.
In a country where quality private healthcare remains out of reach for many, the need for affordable and accessible cover has never been greater.
Healthcare in South Africa continues to evolve, with medical costs rising and provider charges often exceeding the limits covered by medical aid schemes.
Even with comprehensive medical aid, co-payments—out-of-pocket expenses for certain services—can add up quickly. Many people are surprised by the costs they incur.
Companies that invest in comprehensive group medical aid plans not only enhance the health of their workforce but also experience improved staff retention and performance.
Mental health is a vital part of overall well-being, yet it’s often overlooked in healthcare planning. We ensure that mental health support is integrated into your healthcare.
Gap cover is one of the most misunderstood healthcare products. Many people think their medical aid is enough, only to discover unexpected costs when they need care.
At CoverCubed, we understand the importance of adapting your medical aid to ensure comprehensive coverage at every life stage.
Choosing the right healthcare plan can be overwhelming, especially with so many options available and the intricacies involved in understanding how medical aid works.
Many people assume that medical aid covers all healthcare costs, but this isn’t always true. In reality, gap cover plays a vital role in bridging shortfalls.
Navigating the world of medical aid can be daunting for first-time buyers. At CoverCubed, we specialise in making healthcare choices simple and stress-free.
Healthcare coverage is essential, but balancing affordability with adequate care can be challenging.
Medical aid costs in South Africa have been rising consistently above inflation for several years, with 2024 being no exception. Here are key trends shaping the medical aid landscape.
Open enrolment is your chance to switch, adjust, or enrol/apply for new medical aid plans. This once-a-year opportunity ensures you stay covered and adapt your plan.
The future of healthcare in South Africa
hinges significantly on the development
and sustainability of its healthcare
workforce.
The future of healthcare in South Africa hinges significantly on the development and sustainability of its healthcare workforce.
As the world grows increasingly conscious of environmental sustainability, the healthcare sector is also recognising the need to adopt eco-friendly practices.
The COVID-19 pandemic has ushered in significant transformations across all sectors, particularly within the healthcare industry. These changes have altered healthcare.
Navigating the financial aspects of healthcare can be challenging, particularly when it comes to understanding and managing out-of-pocket expenses such as co-payments.
As healthcare evolves to meet the changing needs of patients, home care services have become an increasingly key component of medical aid plans.
Managing chronic illness requires more than just immediate medical attention; it demands comprehensive long-term healthcare planning and support.
The health of mothers and children is paramount, shaping the future well-being of families and communities. It is essential to recognise the critical nature of prenatal care.
In an evolving healthcare landscape, employers play a crucial role in shaping the health benefits and wellness programs available to their employees.
Mental health has long been an overlooked aspect of healthcare, but its impact on overall health outcomes and associated costs is significant.
In an ever-evolving health landscape, new risks continually emerge, driven by environmental changes, shifting lifestyle patterns, and demographic shifts.
The global healthcare landscape is
rapidly evolving, with innovative trends
setting new standards in care and service delivery.
In an era where healthcare needs are as diverse as the individuals they serve, the one-size-fits-all approach to medical aid plans is no longer viable.
The healthcare sector in South Africa is continuously evolving, with regulatory changes significantly impacting medical aids and gap cover policies.
Understanding the trends and future predictions of healthcare costs in South
Africa is crucial for effective financial
planning.
Selecting the right medical aid scheme in South Africa can be a complex and daunting task. CoverCubed offers a solution that simplifies this process.
The landscape of medical aid and gap cover is undergoing a significant transformation, thanks to the advent of innovative technologies.
Choosing the right medical aid scheme is a critical decision for South Africans. With a variety of options available, understanding the unique features of each scheme is essential.
The National Health Insurance (NHI) plan in South Africa has been a topic of considerable debate, poised to reshape the healthcare landscape.
CoverCubed explores the benefits of
health insurance including no-age-limit options, tax savings and personalised plans.
Gap cover has become an essential component of healthcare planning, yet its importance is often overlooked or misunderstood.
In the intricate world of medical aid plans, making the right choice can be a daunting task for the average person. This is where the role of a broker becomes invaluable.
Whilst the new year brings a fresh start filled with excitement and new possibilities, the world prepares in 2022 to enter its third year of being in a global pandemic.